BEFORE USING THIS WEBSITE, PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. THESE TERMS GOVERN ALL ACCESS TO AND USE OF THIS SITE.
These Terms and Conditions are subject to revision and updating at any moment by ingfinance.com. You will be deemed to have accepted these changes if you continue to use ingfinance.com.
Children’s Privacy
We are dedicated to safeguarding children’s privacy. You should be aware that this website was not created with children under the age of 13 in mind. We do not knowingly solicit personally identifiable information from anybody under the age of thirteen.
Use of Materials
The copyright laws of the United States and other countries are applied to any works posted on this website. If you include the copyright notice found at the end of the content, and other copyright and proprietary rights notices that are contained in the Content, ingfinance permits you to view or download a single copy of the content on the ingfinanceSite solely for your personal, noncommercial use. Any additional guidelines for using certain programs and other resources available on the ingfinance Site may be found elsewhere on the website and are included by reference to these terms and conditions.
ingfinance or its licensors retain ownership of the materials. Any use of the materials that are not specifically authorized by these Terms and Conditions is prohibited and may be illegal under trademark, copyright, and other laws. ingfinance has the right to alter or discontinue any functionality at any time and without prior notice. ingfinance and its licensors reserve all rights not explicitly granted herein.
Your right to use the materials automatically expires if you break any of these terms and conditions, and you must immediately delete any copies you have made of the materials or any of its parts.
Liability of ingfinance and Its Licensors
It is your own responsibility to use the ingfinance Site and the Content.
Without prior warning, all of the information on this website is subject to change.
Information will likely be communicated over a channel that is outside the control and legal jurisdiction of ingfinance and its providers when using the ingfinance Site. In view of this, ingfinance disclaims all responsibility and liability for any data or other information transmitted in connection with the use of the ingfinance Site and any resulting delay, failure, interruption, or corruption.
The information and the ingfinance Site are offered “as is.” TO THE FULLEST EXTENT PERMITTED BY LAW, INGFINANCE, ITS LICENSORS, AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNES In addition to the aforementioned, ingfinance, its licensors, and its suppliers disclaim any liability for the following:
The software, information, graphics, links, or communications available on or through the use of the ingfinance Site or ingfinance are accurate, reliable, complete, current, or timely.
The fulfillment of any laws requiring the disclosure of specifics about prescription medication goods or the approval or conformity of any software tools with respect to the Content on the ingfinance Site.
Whether based on a warranty, contract, tort, or any other legal theory, in no event shall ingfinance, its licensors, its suppliers, or any third parties mentioned on the ingfinance Site be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption). ingfinance, its licensors, its suppliers, or any third parties mentioned on the ingfinance Site shall be liable only to the extent of actual damages incurred by you, not to exceed U.S. $1000. ingfinance, its licensors, its suppliers, or any third parties mentioned on the ingfinance Site are not liable for any personal injury, including death, caused by your use or misuse of the Site, Content, or Public Areas (as defined below). Any claims arising in connection with your use of the Site, any Content, or the Public Areas must be brought within one (1) year of the date of the event giving rise to such action occurred. Remedies under these Terms and Conditions are exclusive and are limited to those expressly provided for in these Terms and Conditions.
User Submissions
The ingfinance Privacy Policy applies to the personal data you provide to ingfinance. This Agreement shall take precedence over the ingfinance Privacy Policy to the extent of any inconsistency.
Users may upload content via our official brand presence on social media platforms and branded hashtags (including, without limitation, Facebook, Twitter, Google Plus, YouTube, Instagram, and Pinterest, collectively “Social Media Platforms”) as well as via blogs, message boards, user reviews of drug information, and other functionality on the site (collectively “Public Areas”). You acknowledge that you will not post or send any communications or information on any social media platform that violates the legal rights of another party. You acknowledge and agree that any communications or anything you post to the Social Media Platforms or Public Areas will be considered non-confidential for all purposes. The operation, conditions of use, or policies of any Social Media Platform are not the responsibility of ingfinance, it is crucial to remember this. You should study the terms of use and policies, including the privacy policy, of any social media platforms before using them.
If you submit any such material, you acknowledge and agree that you will not, via email (including through the email address provided on the “Terms of Use” page), send or transmit any material that violates the legal rights of any third party. You acknowledge that any business information, idea, concept, or invention you send to ingfinance via email is non-confidential for all purposes.
You automatically grant-or warrant that the owner of such content or intellectual property has expressly granted-ingfinance a royalty-free, perpetual, irrevocable, worldwide nonexclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display-any submission you make to a public area or a social media platform, or any business information, idea, concept, or invention you submit to ingfinance by email. Multiple levels of sublicenses are possible for ingfinance to sublicense its rights. Do not send any business information, ideas, thoughts, or innovations to ingfinance via email or the public areas of social media if you want to keep them secret or confidential. We make an effort to respond to emails promptly, but we can’t guarantee it.
User Submissions — Image, Video, Audio Files
You agree to only transmit and license content (such as images, audio, and video) to the ingfinance website or a social media platform that you have taken yourself or that does not infringe upon the intellectual property, privacy, or other rights of any third party. Celebrity photographs, cartoons, and movies are often protected by the owner’s copyright.
To preserve your privacy, you agree to refrain from submitting any media that includes personally identifiable information about you or anyone else, such as name, phone number, email address, or website URL. It is strictly forbidden to upload content, such as pictures or videos, of other individuals without getting their consent.
By uploading any media on the ingfinance site or a Social Media Platform, you warrant that you have permission from all persons appearing in your media for you to make this contribution and grant rights described herein. Never post a picture or video of or with someone else unless you have their explicit permission.
IT IS STRICTLY PROHIBITED TO UPLOAD MEDIA OF ANY KIND THAT CONTAIN EXPRESSIONS OF HATE, ABUSE, OFFENSIVE IMAGES OR CONDUCT, OBSCENITY, PORNOGRAPHY, SEXUALLY EXPLICIT OR ANY MATERIAL THAT COULD GIVE RISE TO ANY CIVIL OR CRIMINAL LIABILITY UNDER APPLICABLE LAW OR REGULATIONS OR THAT OTHERWISE MAY BE IN CONFLICT WITH THESE TERMS AND CONDITIONS AND THE ingfinance PRIVACY POLICY.
You acknowledge that you will not post any content containing computer viruses or other code, files, or programs that are intended to disrupt, obliterate, or restrict the functionality of any software or this website.
You grant ingfinance a perpetual, non-exclusive, worldwide, royalty-free license to use, copy, print, display, reproduce, alter, publish, post, transmit, and distribute any media you submit to the ingfinance website or a Social Media Platform, such as a photo or video. You represent that any person featured in the submitted media (or, if a minor, his/her parent/legal guardian) has given ingfinance permission to use, copy, print, display, reproduce, modify, publish, post, transmit, and distribute the media and any information contained therein. Additionally, you agree to hold ingfinance and its affiliates, directors, officers, and employees harmless from any and all claims and costs, including legal fees, resulting from the media and/or its contents.
ingfinance reserves the right to review all media prior to submission to the site and to remove any media for any reason, at any time, without prior notice, at our sole discretion.
ingfinance Reserves the Right (but is Not Obligated) to Do Any or All of the Following:
Record the dialogue in public chat rooms;
Investigate an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s);
Remove communications which are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms and Conditions;
Terminate a user’s access to any or all Public Areas and/or the ingfinance Site upon any breach of these Terms and Conditions;
Monitor, edit, or disclose any communication in the Public Areas or on a Social Media Platform;
Edit or delete any communication(s) posted on the ingfinance Site, regardless of whether such communication(s) violate these standards;
ingfinance or its licensors have no liability or responsibility to users of the ingfinance Site or any other person or entity for performance or nonperformance of the aforementioned activities.
Advertisements, Searches, and Links to Other Sites
Ingfinance might offer links to outside websites. Additionally, ingfinance may decide to give some websites a higher ranking in response to search terms you submit and may consent to allow advertisers to use sponsored content or advertising in reaction to particular search queries. Ingfinance does not approve or recommend any of the material found on external websites. In addition, ingfinance disclaims all liability and responsibility for any errors or omissions in the content of any connected third-party sites, sites framed within the ingfinance Site, third-party sites presented as search results, or third-party advertisements. You use third-party websites at your own risk and are bound by their own terms and conditions of use. Any item, service, or course of treatment that is advertised on the ingfinanceSite is not endorsed by ingfinance.
Indemnity
You acknowledge that you are responsible for defending, holding harmless, and indemnifying Ingfinance, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, demands, liabilities, and settlements, including without limitation reasonable legal and accounting fees, that arise from or are alleged to arise from your violation of these Terms and Conditions.
General
Ingfinance makes no representations that the content on ingfinance or any other site in the ingfinance network is suitable for use outside of the United States or that it may be downloaded there. It might not be legal for some people or in some countries to access the Content. You use the ingfinance Network at your own risk and are in charge of adhering to local laws if you access it from a country other than the United States.
After this Agreement expires or is terminated for any reason, the following clauses remain in effect: Liability, User Submissions, User Submissions of image, video, and audio files, Indemnity, Jurisdiction, and Complete Agreement.
Jurisdiction
You expressly agree that the courts of the State of California have sole jurisdiction over any dispute you may have with ingfinance or that is in any way related to your use of the ingfinance Site. You also agree and expressly consent to the exercise of personal jurisdiction over you in any such dispute, including any claim involving ingfinance or its affiliates, subsidiaries, employees, contractors, officers, directors, or telemarketing partners.
Without regard to California’s rules regarding conflicts of laws, the internal substantive laws of the state govern these terms and conditions. The validity of the remaining sections of these Terms and Conditions, which shall remain in full force and effect, shall not be affected by the invalidity of any provision of these Terms and Conditions as determined by any court with competent jurisdiction. Any waiver of one of these terms and conditions does not constitute a further or ongoing waiver of that term or condition or any other term or condition.
Notice and Takedown Procedures; and Copyright Agent
You can ask for the removal of any materials (or access to them) that you feel violate your copyright and are available on or via the Site by emailing ingfinance and stating the following details:
Identification of the work that you suspect is being copied illegally. If at all possible, include a copy of the work or the URL of the approved version along with a description;
The name and location of the material you consider to be infringing. Please explain the content and give us the URL or any other relevant details that will help us find the content;
Your name, address, contact information, and, if available, your email address;
A declaration that you sincerely believe the purported use of the materials is illegal and not permitted by the law, the copyright owner, or their representative;
A declaration that you are the copyright owner or have the authority to act on their behalf, and that the information you have provided is correct, both made “under penalty of perjury”;
A signature, or its electronic equivalent, from the owner of the copyright or another authorized person.
ingfinance maintains a policy for the termination of subscribers and account holders of the Site who are repeat infringers in order to defend the rights of copyright owners.
Complete Agreement
These Terms and Conditions and the ingfinance Privacy Policy represent the complete agreement between you and ingfinance with regard to your use of the ingfinance Site and Content, unless otherwise specifically stated in a specific “legal notice” on the ingfinance Site.
Thank you for your cooperation. We sincerely hope you will find the ingfinanceSite useful and easy to use!